Fixed Income Annuity I Am 55, Small Fixed Income. I Have $200K To Last 30 Years. A Financial Advisor Recommends: $30K In Income &?

I am 55, small fixed income. I have $200K to last 30 years. A financial advisor recommends: $30K in income &? - fixed income annuity

$ 170K into an annuity, the start to get a guaranteed income to 7 to 30 years (and can be removed after 7 years without penalty). Is this good advice? I am very new to this so any help would be greatly appreciated.